What's covered by the NDIS?

Posted on 12 February 2020 by Yooralla

The National Disability Insurance Scheme (NDIS) provides funds based on the individual needs and goals of a person with disability.

Wondering what will and won’t be covered under the scheme? Here’s a quick overview.

What the NDIS covers

The NDIS funds disability related supports based on each person’s needs and goals.

The National Disability Insurance Scheme Act 2013 sets out the rules for the insurance scheme that guides planners about what can and cannot be funded in individual plans. A key rule outlines which supports are ‘reasonable and necessary’ to be funded.

To be reasonable and necessary support must:

  • be related to the person’s disability
  • not include day-to-day living costs that are not related to a person’s disability support needs
  • represent value for money
  • be likely to be effective and beneficial to the person, and
  • take into account informal supports given to the person by families, carers, networks, and the community.

Funding is available under three main categories:

  • Capital funding – for purchasing one off items such as equipment, technology or modifications.
  • Core funding  – for day to day support required, such as personal care
  • Capacity funding – for skill building, training and learning.

What the NDIS doesn’t cover

The NDIS doesn’t cover daily living expenses – things like rent or board, food or your mobile phone bill. These costs will continue to be paid for from your usual source of income from work or the disability support pension.

The NDIS does not replace funding that is more appropriate from other sources such as education, health or transport. These supports will continue to be funded as they are now.


Need more advice or help?

Download our free NDIS guides: To make the most of the NDIS, you can download Yooralla’s free guide for adults or carers with disability or parents of children with disability to prepare for the NDIS.  

Book a free one-on-one NDIS discussion: To discuss your individual circumstances and better understand the NDIS, book in for a free one-on-one NDIS discussion with our friendly team.

Contact us: For more information or support email ndis.infohub@yooralla.com.au or contact us today.


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